Stablecoins Power $500K-$2.5M Property Deals Across UK, France & Malta: Report

Crypto journalist

Anas Hasan

Crypto journalist

Anas Hasan

Since part of the group

June 2025

About the author

Anas is a crypto-native journalist and SEO writer with over five years of experience writing covering blockchain, crypto, crypto, and emerging technologies.

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Last Updated:

January 11, 2026

Stablecoins facilitated property transactions worth between $500,000 and $2.5 million across the United Kingdom, France and Malta last year as wealthy cryptocurrency holders turned to digital assets for real estate purchases.

Recent reports from Coindesk indicate that Lithuanian-licensed cryptopayments app Brighty has brokered more than 100 such deals, allowing high-net-worth clients to bypass traditional banking channels for faster and smoother transactions.

The trend is due to growing confidence in cryptocurrency as a legitimate vehicle for large investments, especially as traditional banks are hesitant to do such deals.

Brighty's platform serves 100 to 150 affluent clients, with an average monthly spend of $50,000, representing the highest transaction volume for residential property purchases in European destinations including Cyprus and Andorra.

Euro Stablecoins overtake USDC for European offers

As Nikolai Denisenko, co-founder and CTO of Brighty Apps, explained, crypto transactions offer significant advantages over traditional methods such as SWIFT, a global interbank payment network used by more than 11,000 banks.

Converting stablecoins such as USDC to Euros eliminates the complexities and delays associated with traditional wire transfers, making the process more efficient for both buyers and sellers.

This significant shift was seen in stablecoin preferences among wealthy clients.

While Circle's USDC used to handle large transfers, buyers now prefer the euro-pegged stablecoin to avoid conversion costs when buying European assets.

Brighty's average euro-denominated transaction volumes rose to €59,894 from €15,785 in Q3, as high-net-worth individuals executed major deals in Circle's EURC rather than USDC.

The choice of a euro-denominated stable coin stems from practical financial considerations.

“Recently, we've started to see our customers using the Euro stablecoin where they used to use USDC,” Denisenko said.

“Why? Because if you enter in USDC and you're buying something in Europe, you have a conversion cost. So it's more convenient to use EURC because you avoid any exchange rate.”

Looking ahead, Denisenko said Brighty is engaged in many discussions with real estate agencies to promote transparent and legally-acquired crypto holdings as payment methods.

The real estate sector is accepting Crypto amid the hesitation of banks

Demand for crypto-powered asset deals has intensified as traditional financial institutions avoid such transactions, creating opportunities for specialized platforms.

Denisenko said Brighty is now engaging with real estate agencies to promote transparent, legally-acquired crypto holdings as payment methods.

“Our wealthier clients can de-risk the assets in their portfolio by putting some of their money into real estate,” he said.

Beyond Brighty, luxury broker Christie's International Real Estate launched a standalone crypto division in July 2025 after completing several high-profile deals, including a $65 million Beverly Hills property purchased with Bitcoin.

CEO Aaron Kirman told The Times that “crypto is here to stay” and that the division will facilitate transactions “without banks or fiat”.

Meanwhile, outside of Europe, RAK Properties partnered with UAE fintech Hubpay last September to open global markets to digital property buyers to accept Bitcoin, Ethereum and Tether for property purchases.

Dubai's state-backed real estate platform aims to introduce properties worth $16 billion by 2033, representing 7 percent of total planned transactions.

London's luxury rental market has also embraced crypto payments, with Knightsbridge Prime Property completing a £45,000 weekly Bitcoin rent on crypto payments platform Bitcashier in March 2024.

San Francisco-based Opendoor Technologies also announced plans to accept bitcoin and cryptocurrency for home purchases by October 2025, CEO Kaz Nejatian confirmed.

The company operates in 44 US markets with a market cap of $6.22 billion and is expected to generate $1.57 billion in revenue by Q2 2025.

Beyond real estate, the luxury sector is beginning to embrace digital currencies more, following what its chair described as “tremendous” interest from young bitcoin entrepreneurs.