The next evolution of international payments and the evolution of order
This article is from Arthur Autoviv, a global leader in Meripto payment infrastructure. Arthurs is a well-known voice in the respect of people, digital banking and web 3 and traditional finance (conferences).
Considering the digital asset market, a new phase of global finance is defined by frontal, coercive and inclusive. In Opinion Games 2025, Arthur Kartov talks about how to close the gap between DCD and traditional financial institutions.
The discussion was focused on a simple idea: Crypto and the world of mainstream finance are no longer parallel universes. They are rolling out to build accessible, efficient and transparent global markets for institutional and retail participants.
A payment gateway for the digital-asset era
In the next few years, all fintech companies are becoming the new charkickers, which will be a disruptive company.
The data supports this trump. According to the latest research, the payments made for the coordination have reached $ 19.4 billion in 2025 and are more than $ 1 trillion in 2030, which are more than $ 1 trillion in 2030. At the same time, take into account the total amount of transaction volume on the way to run away from the lead network before the decade is out.
This development highlights how the narrative has quickly changed from “Crypto Trading” to “Digital Settlement Districts”.
Practical experience, users can buy digital assets with a debit card or Apple Pay, give a value in seconds and send cash to a bank account.
A new pocket bot, FANTETS, and a wide network of international payment rigs, a wide network of rental raiders, working together to power fast, borderless transfers.
From Decisiveness to Balance: Kalana, Time and the New Ways
One of the names resulting from this shift has nothing to do with Simpto until recently.
By the end of 2025, Wolnarnaus, the first U.S.S.I.O.D.D.
Klarnausd exits through the bridge's open instrument platform (HIP).
– Expensive, slow border fee payments Enter the $120 billion annual border fee pool – Inexpensive, programs serving more than 100 million customers in the program
For Fakstov, this kind of partnership seems to actually “close the gap” in practice
When a digital bank like Kalane starts a chain that burns on the payments, the story will not be ‘crypto people' talking to each other. Major payment companies are re-supporting the settlement stack on Strackcoin Romils. “
In the same category as PayPal PYSD and other institution-made experiments from Nasdaq operate in the same category: they are early, controlled and controlled and subject, but they reveal that the industry is coming to its real growth.
Who is he using and why?
“The digital-resource audience is often comprised of creatives and developers in the space,” he says.
But the user is now much more than people who are far from technology.
– Due to the participation of people abroad, paid families and freelancers are sent to more sophisticated users by exploring the possibilities of new digital asset products and systems.
These users reflect the growing diversity of users in access. In Latin America and Southeast Asia, where local currencies often face severe underperformance, expectations that they will worsen are not speculations;
Macro numbers refer to Shift. The supply of international carriages has been adjusted to $ 300 billion, indicating that this is no longer the most efficient segment. Meanwhile, in relation to the design of the protocol concept (from Mercus), a new study (in collaboration with Mercus) with adults in 12 percent of the traditional digital Sware compared to 64 percent. This section highlights the rest of the conflict and the applications of self-care practices that you use on a daily basis to conduct practices that can be easily seen.
Liquidity, infrastructure and market activity
“The real battlefield today is infrastructure,” he said. It doesn't matter which one you use, the important thing is that the accelerators work regularly in the room. “
Recent reports have returned this in B2B Stardcoin Stards payment of more than $ 3 billion per month, less than $ 100 million. Such growth requires heavy pipes.
– Multi-chain settlements – Real-time updates Global updates Global remedies and sanctions Continuous cross-institutional compensation and auditing
This karnnausdods examples of the period are educational. It's built for temporary payments, and Kalana is not like Mark's gimmick, but it's meant to lower settlement costs for merchants and consumers.
Meanwhile, institutions are waking up from their slumber. Aggregate real-world assets (RWAS) amount to $2 trillion and can be found in blocks of “pipes” connected to the table that serve as “pipes” between markets and instruments. FiScov ETF-style flow, digital asset (data) liquid channels, and bars as first previews of what will come next.
“Golden Age” for Consumers
“We are entering the golden age of FiScov,” he says. As a result, users can access new financial products and markets for close to the cockroach and almost no fees.”
That's a bold claim, but the numbers give it weight. Up to 99 percent of border expenses are reported in cut-border stones compared to the corresponding bank of the case. As Kalana, paypal, paypal, paypal, evil, other listed ratios from previous strikes to the international level.
In other words, users are finding institutional competition at the top: cheap transfers, fast settlement and access to new products, even if it happens behind the scenes of the infrastructure.
Last take
Arthur Frsov and his peers are rarely working at a certain level. The integration of CASIR, Strings and institutional finance is the future of money anytime, anywhere, and moves instantly and cheaply.
What once seemed like two different universes, on the one hand and the banks and on the other hand, the endings on the one hand, are becoming a programmable financial fabric. Kardnnousd is a concrete example of the time; The next wave will cause more banks, forcing others, and more protected assets in the same weather conditions.
As basic infrastructure bakes, liquidity, and regulatory transparency expand, the promise of programmatic funding is no longer ritualistic. The mission is now to ensure that everyone can plug into the same digital asset economy by making sure that they can take money from Argentina to retail users in New York.
