XRP price outlook as Ripple CEO expects a strong year

Person Holding A Smartphone Displaying The Xrp Cryptocurrency Logo While Checking Digital Asset Markets.


Billions of XRP remain idle, indicating untapped payment potential. CEO Garlinghouse predicts strong long-term growth for patient investors. A key XRP price level to watch is the support around $1.31–$1.33 and $1.40–$1.45.

XRP has had a challenging start to 2026, with its price hovering around $1.34 after holding back a bit last week.

But despite this short-term weakness, the sentiment around cryptocurrency is showing signs of recovery.

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It indicates the possibility of dormant liquidity

One of the most interesting trends in XRP is the large amount of dormant liquidity on the XRP Ledger.

According to Panos Mekras, co-founder and CEO of Anodos Finance, billions of XRP are currently inactive, sitting idle in wallets instead of being used for transactions or payments.

This idle liquid represents a significant untapped resource. If activated, it could fuel widespread adoption of XRP for daily payments and business transactions.

In particular, the introduction of Statcoin initiatives on the ledger is helping to address this gap.

By combining XRP with Dollar Page assets, the ecosystem aims to make it easier for people to use crypto in everyday life without worrying about volatility.

Developers are working on super-apps like self-retention cards and XRP that can be used directly, and this will accelerate the transition of XRP from a commercial asset to a functional financial instrument.

Long-term trust from Ripple's leadership

Ripple CEO Brad Garlinghouse shared a very optimistic long-term outlook.

Speaking at the XRP Australia 2026 conference, Garlinghouse emphasized that investors who are patient and focus on blockchain adoption trends could be very happy in the next five years.

The message is clear: XRP's value is not just about short-term price spikes.

Institutional adoption and increasing penetration of financial infrastructure is expected to play a significant role in determining its direction.

The broader trend in the crypto market also supports this view, because as more institutions explore blockchain technology and tokenization, the potential for XRP to integrate into financial systems continues to grow.

Current XRP market volatility

Technically, XRP is in a consolidation phase.

The price has recently fallen below short-term trends and key moving averages, indicating cautious market sentiment.

With strong resistance forming around $1.38 and $1.40 to $1.45, near-term bearish momentum is evident.

On the downside, support levels have rallied around $1.33 and $1.31, with selling pressure increasing with a deeper buffer to $1.20.

Also, unrealized losses for holders are known, the higher portion of XRP bought above the current price.

This shows that many investors are under water, which can create volatility if a panic sale occurs.

At the same time, the ecosystem's latent potential, such as dormant liquidity to activate real-world payments, adds to the positive long-term narrative.

XRP price overview

XRP is striking a balance between short-term consolidation and long-term potential.

For traders, immediate support is at $1.33 and $1.31.

A break below these could expose XRP to the $1.20 structural support area.

On the upside, a retracement of $1.38 could signal a short-term recovery, with $1.40 to $1.45 serving as the next target zone.

A strong move beyond these levels could open the $1.80 and $2.00 psychological barriers.

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